Customers have recently reported fraudulent phone calls pretending to be Traditions Bank, in which customers are being asked to provide card numbers and other personal information. As a reminder, neither Traditions Bank nor any other financial institution will ask for your complete card information when verifying fraud on your Traditions Bank account.
The following items will be needed when you apply for a mortgage with Traditons Mortgage:
Employment
- Name and address of employers for the past two years
- Copy of pay stubs for the previous 30 days
- Copy of last two years of W-2 forms
If you are Self-Employed, have any investment properties, or more than 20% of your income is from commissions or K-1 income (you own more than 20% of the business)
- Copy of last two years tax returns (personal and business); year to date P&L and Balance Sheet through the most recent quarter
Assets
- Copies of statements covering last 3 months on asset accounts (all pages, must show your name, account number, and the banks name)
- Copy of most recent statement for 401K, Savings Plan, etc (all pages)
Liabilities
- Name and address for landlords for the previous two years
ID/Miscellaneous
- Drivers license
- Social Security Card
- Name and phone number of your homeowners insurance agent
- Copy of fully executed divorce degree if applicable
- Copy of signed contract
- Copy of lease agreements on rental properties
- Veterans: Copy of DD 214 and Eligibility Certificate if you have it
- Check for the cost of your credit report and appraisal ($600) payable to Traditions Bank