The following items will be needed when you apply for a Consumer Loan with Traditions Bank:

Employment / Income

• Last two years of W2’s (or 1099’s) for each borrower
• Most recent paystub with year-to-date earnings for each borrower
• Last two years of federal tax returns and all schedules (only needed if self-employed)
• For borrowers who are retired or on Social Security — two months of bank statements showing direct deposit of Social Security funds and one of the following: Social Security awards letter, current tax returns, or current 1099

Assets

• Last month statement(s) for all checking and savings accounts listed on application

Identification / Other Documents

• Copy of driver’s license(s) for each borrower (or other state or federally issued IDs)
• Homeowners insurance agent information or copy of the homeowner’s insurance declaration page
• Copy of the signed sales contract (only needed if a property purchase)
• Current real estate tax bills and copy of insurance with premium amount (only needed if a swing loan or lot loan)

Additional documentation may be required.

Printable Form